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Off-plan property in the UAE and Saudi Arabia, at your fingertips. Register your information with us to receive personalised offers. Waasiya payment plans never contain late-payment penalties, guaranteed.

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How it works.

Select a Property

Tell us your investment budget and we'll make recommendations that suit you. The final decision is always yours.

Waasiya Activates Its Shariah-Conscious Agreement

We inform the developer of your interest, activating a payment plan with late-payment fees removed. To offset this without raising the property price, a small share of the plan is shifted from the later instalments to the deposit stage; the exact shift depends on the project and developer.

Documents and Deposit

Send a passport copy and your full address to book the property, then pay your deposit by bank transfer.

Sign Your Agreement

Following your deposit, the developer sends the Sale and Purchase Agreement with late-payment clauses removed.

Begin the Payment Plan

Once signed and returned, your milestone-linked plan begins. Depending on the project, instalments run to handover or continue for up to four years after.

The Waasiya Model.

No banks. No interest. No late-payment fees.

No Banks, No Interest, No Late Fees

Waasiya never brings banks or lenders into the process. We negotiate riba clauses directly out of existing payment plans to empower shariah-conscious investors.

Protected Before, During and After

We negotiate hard to secure the best terms at the best prices, then provide ongoing support throughout your payment plan to help resolve any issues that arise.

Every SPA Reviewed

We review every Sale and Purchase Agreement before you sign, identifying and challenging clauses that don't sit right with shariah-conscious principles.